Home Loans

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Why choose Lateral Partners for your home loan?

With a long history in the industry, we have established valuable relationships with our lenders, and we're also able to bring in other experts to assist at any point in your home loan journey. We are driven by our core values of trust and transparency and we will always give honest advice around all parts of your application. Timeliness is very important to us, and we promise to have your home loan application with the bank within twenty four hours of receiving your documents. Although we can’t guarantee the banks turnaround time, we can ensure that we will do everything we can to keep the process moving.

We’ve been through this journey ourselves and we understand the process! We truly believe in what we do, and we’re here to help you in every way we can. If you have any questions or just need to check in, our support team is always here to help, and we always strive to keep you informed with the process.

We understand that every client has different needs and we pride ourselves on finding the best solution, tailored to your specific situation. We care about your deal, and we’ll treat it like it’s our only one.

Want to know how much you can borrow for your home loan? Check out our Mortgage Calculator below.

> Calculate how much you can borrow.

Our Home Loans Process

We’re here to make this process a smooth and easy one. Here's what to expect when you apply for a home loan with Lateral Partners:

  • First we’ll have a chat with you to understand your wants, needs and key pain points.
  • Considering this, we then provide initial advice and create a structured plan.
  • The next step is to engage with appropriate lenders, and secure approval accordingly.
  • Throughout this process, we assist with meeting any conditions, and liaise with other professionals to manage your journey as seamlessly as we can.
  • We provide property advice including working through Sales & Purchase Agreements, LIM and building reports.
  • We’re here to help and take the stress away throughout this time, and we provide ongoing support and advice at all stages of your home loan experience.

Taking the first step.

Beginning your first home buying journey comes with an array of emotions, the fear of the unknown, and not to mention a laundry list of unanswered questions- How much do I need for a deposit? How can I use my Kiwisaver? How does my mortgage repayments compare to my current rent? To name a few.

Getting on the ladder is the hardest part of the journey, and we have the tools and experience to help you climb the first run.

Get our free First Home Buyer's Guide.

Download Guide

Ready to get started on a mortgage application? Apply with Lateral.

Apply

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