Blogs

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Property Investment

The Benefits of Pre-sales

Pre-sales are a form of risk management. This is why often it is a pre-requisite for finance and lenders

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Development Lending

Banks outlook for the balance of 2020

I have surmised a couple of the points surrounding SME and Property Lending and what it might mean for you based on the RBNZ Credit Conditions Survey.

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Development Lending

Three key reasons to consider non-bank lenders for development.

For those who are considering their funding for a development and wondering if a Non-Bank lender may be an option, I have broken this down for you.

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Business Lending

The Shifting Sands of Commercial Property Investment

The 8 weeks that we spent locked down are likely to have some lasting impacts and I wanted to look at what might be happening

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Business Lending

Risk Based Pricing

All unsecured business, commercial investment and development lending is priced utilising risk-based pricing with NZ banks.

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Development Lending

Development Funding – what does that look like at the moment?

A recent NZ Herald article referenced the difficulty in the property finance market at the moment. This is not entirely true...

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Others

Negative Interest Rates – will it happen and what does it mean?

A negative interest rate is where the lender pays the borrower for their loan.

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Residential Lending

How to Maximise Your Borrowing Potential

Is now a buyer’s market?  And if so, is it a good time to be a first home buyer or an investor and is borrowing money easy?

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Development Lending

Budget 2020: What can we expect?

What can New Zealanders expect from the budget? The short answer is money.

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Others

Are banks all that bad?

I don’t think this one is going to win me a lot of votes but whilst scrolling through my linked in feed and through the herald over the last few

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Others

Wondering what we do? Here’s a snapshot of what we’re up to…

Some of you who have been keeping up to date with our blogs and vlogs are probably wondering what exactly it is that we do? 

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Others

Level 3 – Let’s get going again.

A short one from me today, the sun seems a little bit brighter, we have taken our first steps back towards normality and barista made coffee!

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