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Residential Lending

Part 3: Government Spending, Inflation and Interest Rates

Today, we discuss how banks fight inflation and why they might do that.

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Residential Lending

Part 2: Government Spending, Inflation and Interest Rates

In our previous blog, we spoke about global money printing, New Zealand’s printing, and the effect it has on house prices.

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Residential Lending

Part 1: Government Spending, Inflation and Interest Rates

It’s been a while since our last blog update. There has been a lot going on behind the scenes at the Lateral Partners HQ.

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Property Investment

The Benefits of Pre-sales

Pre-sales are a form of risk management. This is why often it is a pre-requisite for finance and lenders

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Development Lending

Banks outlook for the balance of 2020

I have surmised a couple of the points surrounding SME and Property Lending and what it might mean for you based on the RBNZ Credit Conditions Survey.

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Development Lending

Three key reasons to consider non-bank lenders for development.

For those who are considering their funding for a development and wondering if a Non-Bank lender may be an option, I have broken this down for you.

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Business Lending

The Shifting Sands of Commercial Property Investment

The 8 weeks that we spent locked down are likely to have some lasting impacts and I wanted to look at what might be happening

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Business Lending

Risk Based Pricing

All unsecured business, commercial investment and development lending is priced utilising risk-based pricing with NZ banks.

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Development Lending

Development Funding – what does that look like at the moment?

A recent NZ Herald article referenced the difficulty in the property finance market at the moment. This is not entirely true...

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Others

Negative Interest Rates – will it happen and what does it mean?

A negative interest rate is where the lender pays the borrower for their loan.

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Residential Lending

How to Maximise Your Borrowing Potential

Is now a buyer’s market?  And if so, is it a good time to be a first home buyer or an investor and is borrowing money easy?

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Development Lending

Budget 2020: What can we expect?

What can New Zealanders expect from the budget? The short answer is money.

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