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Residential Lending

Part 3: Government Spending, Inflation and Interest Rates

Today, we discuss how banks fight inflation and why they might do that.

Residential Lending

Part 2: Government Spending, Inflation and Interest Rates

In our previous blog, we spoke about global money printing, New Zealand’s printing, and the effect it has on house prices.

Residential Lending

Part 1: Government Spending, Inflation and Interest Rates

It’s been a while since our last blog update. There has been a lot going on behind the scenes at the Lateral Partners HQ.

Property Investment

The Benefits of Pre-sales

Pre-sales are a form of risk management. This is why often it is a pre-requisite for finance and lenders

Development Lending

Banks outlook for the balance of 2020

I have surmised a couple of the points surrounding SME and Property Lending and what it might mean for you based on the RBNZ Credit Conditions Survey.

Development Lending

Three key reasons to consider non-bank lenders for development.

For those who are considering their funding for a development and wondering if a Non-Bank lender may be an option, I have broken this down for you.

Business Lending

The Shifting Sands of Commercial Property Investment

The 8 weeks that we spent locked down are likely to have some lasting impacts and I wanted to look at what might be happening

Business Lending

Risk Based Pricing

All unsecured business, commercial investment and development lending is priced utilising risk-based pricing with NZ banks.

Development Lending

Development Funding – what does that look like at the moment?

A recent NZ Herald article referenced the difficulty in the property finance market at the moment. This is not entirely true...

Others

Negative Interest Rates – will it happen and what does it mean?

A negative interest rate is where the lender pays the borrower for their loan.

Residential Lending

How to Maximise Your Borrowing Potential

Is now a buyer’s market? And if so, is it a good time to be a first home buyer or an investor and is borrowing money easy?

Development Lending

Budget 2020: What can we expect?

What can New Zealanders expect from the budget? The short answer is money.