Blogs
An insight into DTI
The Debt-To-Income (DTI) ratio has been both embraced and despised by finance industry workers and consumers alike. We discuss why.
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How to get ‘bank fit’ under the new CCCFA changes
The government has recently brought in new CCCFA regulations which are causing quite a stir in the property and debt markets.
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My Development is Bankable, but who will fund it?
This blog will help you gain an understanding of what is required to get a development underway and what you can expect from lenders in the market.
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Lender Liquidity Issues
We cover what impacts a lender's risk appetite, pricing, and turnaround times, and how the current market is affecting these.
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Part 3: Moral Hazard- What is to Come?
Today, we further the discussion around the effects that are being seen from our Covid response and posit what may be to come.
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Part 2: Moral Hazard & The NZ Banking System
In today's blog, we hone in a bit more on the home front and certain things we have seen in the last 20+ years which raise concern.
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Part 1: Moral Hazard Defined
In this blog series I am going to cover off Moral Hazard and some ponderings (unfounded) about how we may be seeing this manifest in the modern era.
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Part 3: Government Spending, Inflation and Interest Rates
Today, we discuss how banks fight inflation and why they might do that.
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Part 2: Government Spending, Inflation and Interest Rates
In our previous blog, we spoke about global money printing, New Zealand’s printing, and the effect it has on house prices.
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Part 1: Government Spending, Inflation and Interest Rates
It’s been a while since our last blog update. There has been a lot going on behind the scenes at the Lateral Partners HQ.
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The Benefits of Pre-sales
Pre-sales are a form of risk management. This is why often it is a pre-requisite for finance and lenders
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Banks outlook for the balance of 2020
I have surmised a couple of the points surrounding SME and Property Lending and what it might mean for you based on the RBNZ Credit Conditions Survey.
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