Blogs
Development Finance
Understanding Bridging Finance for Property: A Guide
Bridging finance plays a crucial role in facilitating swift acquisitions and bridging gaps in funding for property market participants.
Home Loans
Break Fees – What are they and how they can affect you?
The world is feeling like a more positive place… Well that’s what it feels like on my side of the desk anyway with inflation almost under control.
Home Loans
Top 5 Things To Consider In The Current Rate Environment
Interest rates are going down! Yes... you heard it here first (more likely fifty-third but hey, who’s counting).
Property Investment Lending
Property Estate Types
The property that you buy will be one of the following - an estate in freehold, leasehold, cross lease or stratum (freehold or leasehold).
Home Loans
Mortgage Top Ups and LVR Restrictions
Whether that be renovating your bathroom, buying a new car, installing solar panels or investing money elsewhere.
Development Finance
How To Read A Record Of Title And Why It Is Important
Most lenders who are funding a property development or investment loan will require a review of the record of title.
Development Finance
Understanding Tainting: A Crucial Tax Consideration for Property Investors and Developers
What does it mean and how does it work. It is a particularly important topic to understand for anyone considering getting into property development.
Home Loans
5 Ways To Repay Your Mortgage Faster
As interest rates come down people will start having more disposable income as less money will be going towards their interest repayments.
Development Finance
GST Treatment on Property Development
A common part of property development that we find overlooked is the GST treatment for a property development.
Development Finance
What Costs Should I Prepare To Pay For A Development Loan?
We are often asked how much the finance costs are, however, often missed are the costs that you may incur in securing the lending for the development.
Opinion
When Will Interest Rates Fall?
Thi is a question we are asked on a daily basis and something that has been in the forefront of most New Zealand borrowers for the past 2 years!
Development Finance
Top 5 Market Research Items For The Suburb You Are Developing In
A common mistake we find developers make is failing to do adequate research into the market they are developing into.