Mortgage Calculator

Development FeasibilityMortgage RepaymentBorrowing

How much can you borrow for your home loan?

Whether this is your first home or an investment to add to your portfolio, our mortgage calculator is a practical tool to use to help you understand the viability of your purchase. We’ll just need some information on your current financial situation to ensure we can calculate the most accurate estimation for your loan.

Your Details

Who wants to buy a home?

What type of property are you looking for?

How many dependents do you have?(18 years or younger)

Your Income

What is your base salary/wages?(before tax)

Per year

Your Expenses and Commitments

Do you have any home loans?

Do you have any credit cards?

Any other loans/debt?

Would you like to use the average living costs for your typical household?


Based on the information you provided, we estimate that you could borrow up to…

Per week

Please read our Disclaimer Statement for more information on these results.

What Next?

Apply for a Home Loan with Lateral Partners.

Ready to get started on a mortgage application? This is an exciting time and we’re here to help you every step of the way.

Applying with Lateral is easy- simply click here to apply on our secure site.

We’ll ask for some further details of the property you’d like to purchase, along with information about your current living situation, income, assets and liabilities.

Once we’ve received your application, one of our team will be in touch to put your plans into motion and advise on the next steps. Should you require any assistance throughout the application, give us a call and one of our team will guide you through the process.

Ready to get started on a mortgage application?



More Blogs
Residential Lending

An insight into DTI

The Debt-To-Income (DTI) ratio has been both embraced and despised by finance industry workers and consumers alike. We discuss why.

By Ben Starr

Read More
Residential Lending

Got a home loan? Affected by Covid-19? Here are your options…

“Knowledge is power” and having information at your fingertips is vital to be able to make informed decisions. This has never

By Ben Pauley

Read More
Development Lending

Budget 2020: What can we expect?

What can New Zealanders expect from the budget? The short answer is money.

By Ben Pauley

Read More